It’s never too late to start, never too late to change! It is what it is, and the only thing that matters is what you do from here!
While I do regret getting myself into this situation, I accept that it was a lesson I had to learn (and tbh I had a lot of fun times spending the money and going on holidays😜). What I regret more is not taking the first step earlier and making the decision to change my behaviour once I had recognised the problem and had the desire to make a change.
For about a year I followed lots of people on the gram paying off their debt, starting their budgeting and just generally changing their lives and while I felt inspired I still always felt like I was so far in debt that I couldn’t change. I felt overwhelmed by the problem.
I dreamt of the day I would have the courage to start paying off my debt. Always feeling like it may be too late, like I would never ever get out of debt. This feeling prevented me from starting, it gave me an excuse I would tell myself to justify my inaction.
Looking back, the stupidest thing I did was, knowing there was a problem and doing nothing about it.
I can assure you it’s NEVER TOO LATE! And my biggest regret is not starting earlier, mainly because of how empowering it was and the relief I felt just by taking that first step!
For anyone wanting to make a change! It’s not too late! It is what it is, the only thing that matters is what you do from here and choices you make now! #feelingstressfree